How We Work

This is a process, how you can get a loan for yourself.

01

Application

The process begins when the borrower submits a loan application. This includes personal information, employment details, income level, purpose of the loan, and the desired amount. Supporting documents such as payslips, ID, bank statements, or business records may be required.

02

Verification and Assessment

The lender reviews the application to verify the information provided. This includes checking credit history, employment status, income, and collateral value if applicable. Site visits or evaluations may also be conducted.

03

Approval

Based on the assessment, the lender decides whether to approve or reject the loan. If approved, the borrower is informed of the loan terms, including the amount, interest rate, repayment schedule, and any applicable fees.

04

Disbursement

Once the borrower accepts the loan offer, the funds are disbursed via bank transfer, cash, or to a third party (e.g. a garage or retailer in the case of car or consumer loans).